19 Life Hacks Every Seniors Should Know
Published on Saturday, December 29th, 2018
If you’re a senior, you’ve paid your dues. You worked for years, you followed the rules, and now it’s time to collect some hard earned discounts. And trust us, there are plenty of awesome discounts out there for you.
But the trick is, you have to know about them, and you have to ask for them.
Here are 19 life hacks that every seniors should know. Some of this offers are only available online. Make sure you ask them “Do you offer a senior discount?” and save big!
But the trick is, you have to know about them, and you have to ask for them.
Here are 19 life hacks that every seniors should know. Some of this offers are only available online. Make sure you ask them “Do you offer a senior discount?” and save big!
1. Negotiate Your Mortgage & You Could Save Up to $291/Month
Seniors can save big on their mortgages thanks to a forgotten government program that was passed by the Obama administration.
This home refinancing program is still in effect, and can help middle class seniors reduce their current mortgage payments by as much as $3,500 year.
That’s not small change, and it’s available for savvy seniors right now.
2. Discount on Fast Food
Sometimes you need a quick meal right? Here are the best fast food discounts we have to offer...
Arby's: Get 10% off if you mention you are a senior. We have also heard reports of a free drink (55+), varies by location.
Chick-fil-A: Chick-fil-A offers a free refillable senior drink, not including coffee. – Varies by location.
Dairy Queen: 10% off for seniors (15% for coaches) varies by location (free small drink at some locations)
El Pollo Loco: 10% senior discount (60+), 15% military discount
Jack in the Box: up to 20% off (55+)
McDonalds: Discounts on All Coffee and Beverages
Sonic: 10% off or free beverage (60+) varies by location
Subway: 10% off (60+) varies by location verified
Whataburger: Free drink w/ purchase of a meal- varies by loc. (55+)
White Castle: 10% off (62+)
Wendy's: 10% off or free drink(55+)
3. Never Pay For Costly Home Repairs Out-of-Pocket Again
Many seniors simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.
4. Seniors With No Tickets In 3 Years May Qualify For a Big Discount
Experience counts when driving! And it counts a lot for car insurance.
Many seniors will get an automatic discount just due to their age, but there are other factors too, like where you live, how much you drive, whether you commute to work… all of these things can mean even bigger savings for seniors.
Click here to learn how you can save up to $536 on your car insurance.
5. You May Qualify For Free Medicare Rate Quotes
Healthcare is an essential part of human life, and the costs of prescriptions add up more and more as you age. Most retirees need to take some form of medication, so it’s only right that you should be able to get a discount on your pills.
By choosing the right insurance company for your needs, you could get your prescription drugs covered.
Also, many seniors may not know this, but they may be eligible to get extra benefits out of their Medicine insurance plan.
You can also check if you qualify for vision, dental, hearing or even arthritis treatment coverage.
6. Prevent $1000s In Unnecessary Car Repairs
Most of us panic when our check engine light comes on – mostly because we have no idea what it actually means.
Is my car in danger?
Should I take it to the shop right now?
Can I even afford to fix whatever’s going on with my car?
Now you can take the stress out of car repairs. Know exactly why your check engine light is on, how severe it is, and how much it’s going to cost in plain English with FIXD! Invented by three Georgia Tech grads, FIXD plugs in easily below your car’s steering wheel and sends everything you need to know about your car directly to your phone via a free app (which has a 4.7 rating with over 3,000 reviews).
FIXD has already sold over 1 Million devices worldwide!
7. A Home Warranty For Senior Makes A Ton of Sense
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store. Also if you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
8. Compare Loan Options For Retirees
As you move into your older years, your lifestyle changes and so do your finances.
When that happens, you may find that getting a loan isn’t as easy as it was when you were earning money from employment.
Not to worry, there are lenders that will consider you for a personal loan. These loans can help you access to money if you don’t have sufficient time to save for it, or if you don’t want to dip into your equity.
9. Save Up 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For some, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies.
This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.
You may end up saving up to 70% on their life insurance policy.
10. Neck Hammock - For the One Who Has Neck Pain and Tension
Seniors only have to try this once to understand why everyone called it one of the best health finds of 2018.
Created by a physical therapist, it’s a simple, portable device – a little hammock to support your old head and neck – that allows you to get fast relief from everyday neck pains wherever you are.
The Neck Hammock uses your own body weight and the pull from its stretch bands to create “cervical traction – a fancy way of saying a gradual stretching of your neck – to relax tense, tired neck muscles. Just hang it on any door or railing, lay down, and voila! She’ll feel a change in just 10 minutes, guaranteed!
Over 60,000 sold in 100+ countries! Give it a try today to ease your neck pain and tension.
11. Seniors Who Own Their Home Can Save On Window Replacements
Did you know that you can save up to a whopping 40% on your energy costs each month…simply by installing new windows? It may seem odd, but it’s true!
Original windows in older homes tend to let out drafts, which contribute to much higher utility costs than the homeowner realizes. Oftentimes, by replacing the old windows with modern versions, the costs to run the A/C and heat drop substantially, and the windows pay for themselves!
And here’s something even better: for a short time, senior citizens can save hundreds of dollars on brand new windows from Window Remodel Connection.
12. Protect All The Precious Memories Of Your Children’s In 1 Click
The Photo Stick is a small thumb drive that is compatible with your computer. It’s the perfect device for finding and storing all your lost photos and videos.
It’s also super-fast to upload them and you won’t spend precious hours of your weekend playing with the cloud, or getting mad at your crashing computer. You can upload everything with the touch of just ONE BUTTON!
By using The Photo Stick, you can save up to 60,000 photos and videos completely hassle-free. It’s the perfect way to backing up your computer library in case it breaks or becomes damaged and you lose all of your memories for good. Its very easy to use and convenient for all senior users.
The Photo Stick simply scans all the files on your computer and automatically saves any media files, just by pressing one button. It can be used across multiple computers, and there is now a Photo Stick Mobile, that you can use for your smartphone photos too.
13. Save On Groceries
Take full advantage of your senior discount at your local grocery store. Lots of stores offer it – you just need to ask! Keep in mind that discounts and deals may vary and can change without notice.
Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
Fred Meyer – 10% senior discount on the first Tuesday of every month
New Seasons Market – 10% discount every Wednesday
Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
Piggly Wiggly – varying discounts at participating locations
Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
14. Naturally Fall Asleep Faster & Sleep Better
Dodow is a revolutionary sleep aid that retrains your brain to fall asleep on its own. It sits on your nightstand and slowly projects a rythmic glow on your ceiling that’s perfect for putting you to sleep.
Focusing on the light helps clear your mind, slows your breathing and relaxes your body so you can quickly, peacefully drift off into a deep and restful sleep.
Dodow was build by insomniacs for seniors and it was built on concrete, scientific research. It’s so effective, that some users say that after a few months, they dont even need to use it anymore! Now that’s a real sleep solution!
15. Home Security System Discount – $950 Savings from ADT!
Did you know that your house is 2.5 times more likely to be a target for intruders if you have no security system installed! Horrifying, isn’t it?
That’s why it’s smart for anyone to have a home security system at home. And you might think that getting the system installed is going to cost you a lot, but luckily you’re in for some good news! ADT, one of the best alarm system companies, are currently giving away offer.
$850 in equipment plus a $100 Visa gift card with $99 installation and purchase of monitoring service for our senior readers.
16. Get Thousands Back - Get Rid Of Your Timeshare!
If you’re stuck with a Timeshare you never use, let the experts help you get your money back instead of struggling alone.
Timeshare Relief enables you to recoup the cost of your Timeshare by providing all the resources you need.
Get a free quote with no risk and no obligation through Timeshare Relief and let the experts tell you how to get thousands of dollars back on your investment. Just enter your information to get your free quote!
17. Get A Portable Oxygen Concentrator For Free
While traditional oxygen tanks are heavy and require refills, the Inogen One portable oxygen concentrator is there whenever and wherever you need it
The lightweight Inogen One helps oxygen users reclaim independence with 24/7 oxygen delivery and long-lasting battery life. This compact machine comes with a carrier bag and user manual, making it easy to take on the go.
The best part is that Medicare and most insurance plans cover the cost of Inogen One concentrators.
18. Night Driving Glasses For Seniors
Did you know that night driving is a top cause of auto accidents for seniors? It’s a scary thought that even though there’s 60% less traffic on the road at night, accidents at night account for almost 50% of all fatal car accidents.
NightGuide HD isn’t just the hero we want, it’s the hero we need. NightGuide HD let’s you see enhanced color, and clarity just like high definition TV’s, and it’s at the fraction of a price of designer glasses.
It’s also durable, lightweight, and stylish.
The popularity of these glasses is growing due to the many seniors who have difficulty driving at night.
NightGuide HD is voted the #1 solution for safe driving in the evening and night, and it guarantees enhanced clarity instantly.
If you ever have vision trouble while driving at night, you have a responsibility to drive safely. Safety is a serious thing and the damage caused by unsafe driving can be life changing, or even life ending.
These glasses are a must have.
19. Massive Discount For National Parks Entry
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this amazing perk, over 62s can use their age advantage to score a serious discount at America’s National Parks. It’s time to tour Yellowstone, senior citizens, you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement. The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace and quiet.